What is PM-KISAN Yojana?
PM-KISAN Yojana (Pradhan Mantri Kisan Samman Nidhi) is an important scheme launched by the Government of India, which aims to provide financial assistance to the small and marginal farmers of the country. Under this scheme, eligible farmers are given an amount of ₹6000 every year, which is sent directly to their bank account in three equal installments (₹2000-₹2000). This scheme was launched by the Government of India in 2019 and is implemented through Direct Benefit Transfer (DBT).
The most significant feature of this scheme is its transparency and simplicity. Farmers receive benefits directly without any middlemen, reducing the potential for corruption. This funding helps farmers cover essential farming expenses such as seeds, fertilizers, irrigation, and other essential services, improving their financial situation.
In simple words, PM-KISAN Yojana is a source of stable income for farmers, which saves them from depending on others for small expenses and helps them become self-reliant.
PM-KISAN Yojana का मुख्य उद्देश्य (Objective of PM-KISAN Yojana)
The primary objective of the PM-KISAN scheme is to economically empower small and marginal farmers in the country and stabilize their incomes. Most farmers in India work with limited resources, where income is uncertain and farming expenses are constantly rising. This scheme provides direct cash assistance to farmers to help them manage their daily and seasonal agricultural expenses.
Through this scheme, the government aims to ensure that farmers do not lack funds for seeds, fertilizers, irrigation, and other essential resources. Additionally, this scheme prevents farmers from having to borrow money for small expenses, gradually strengthening their financial situation. Transparency is also maintained by transferring assistance directly to their bank accounts through Direct Benefit Transfer (DBT).
Overall, the PM-KISAN scheme aims not only to provide financial assistance but also to empower farmers, boost agricultural production, and strengthen the rural economy. This scheme creates a stable income base for farmers, enabling them to better navigate future uncertainties.
PM-KISAN Yojana के लिए पात्रता मानदंड (Eligibility Criteria)
कौन आवेदन कर सकता है?
- भारत का किसान होना चाहिए
- छोटे और सीमांत किसान (landholding farmers)
- भूमि के मालिक (land ownership जरूरी है)
बैंक खाता और आधार की अनिवार्यता
- आधार कार्ड अनिवार्य है
- बैंक खाता होना चाहिए
- DBT के लिए आधार और बैंक लिंक होना जरूरी
इनकम टैक्स पेयर्स के लिए नियम
निम्नलिखित लोग इस योजना के लिए पात्र नहीं हैं:
- Income Tax payer
- सरकारी कर्मचारी (Group A, B)
- डॉक्टर, इंजीनियर, वकील जैसे पेशेवर
PM-KISAN Yojana के मुख्य लाभ (Key Benefits of PM-KISAN Yojana)
The biggest benefit of the PM-KISAN scheme is that it provides farmers with direct income support of ₹6,000 annually, which is transferred directly to their bank accounts in three installments. While this amount may seem small, it proves to be very helpful for small and marginal farmers in meeting the costs of seeds, fertilizers, pesticides, and other essential agricultural expenses. This provides immediate relief to farmers from cash crunches.
Another important aspect of this scheme is that it provides farmers with stable income. Farm income often depends on weather and market conditions, creating uncertainty. Regular payments through PM-KISAN make farmers feel financially secure and prevent them from taking out loans for small expenses. Furthermore, the scheme is based on Direct Benefit Transfer (DBT), which ensures transparency by transferring funds directly into bank accounts, eliminating corruption and the role of middlemen.
Additionally, the scheme encourages farmers to adopt modern agricultural techniques and increase production. When farmers have a minimum level of economic security, they are more willing to invest in better seeds, advanced technology, and resources. Thus, the PM-KISAN scheme not only strengthens farmers’ individual economic status but also plays a vital role in the development of the entire agricultural sector.
PM-KISAN Yojana अंशदान चार्ट और निवेश प्रक्रिया (Contribution Chart & Investment)
PM-KISAN एक निवेश योजना नहीं है, इसलिए इसमें कोई अंशदान (contribution) नहीं करना पड़ता। यह पूरी तरह से सरकार द्वारा दी जाने वाली सहायता योजना है।
| किस्त (Installment) | राशि |
|---|---|
| पहली किस्त | ₹2000 |
| दूसरी किस्त | ₹2000 |
| तीसरी किस्त | ₹2000 |
| कुल वार्षिक लाभ | ₹6000 |
PM-KISAN Yojana के लिए आवेदन कैसे करें? (Step-by-Step Guide with Official Source)
Below is the complete step-by-step procedure for applying for PM-KISAN Yojana exactly as per the government website, so that you can apply correctly without any mistake.
How to Apply for pm kisan yojana
सबसे पहले आधिकारिक वेबसाइट खोलें:
➡️ PM-KISAN Official Portal
Step 1: Farmers Corner में जाएं
- वेबसाइट खोलने के बाद “Farmers Corner” सेक्शन दिखेगा
- यहां “New Farmer Registration” पर क्लिक करें ➡️ New Farmer Registration
Step 2: Aadhaar Verification करें
- अपना Aadhaar Number डालें
- State चुनें
- Captcha भरें और Submit करें
- सिस्टम चेक करेगा कि आप पहले से registered हैं या नहीं
👉 अगर पहले से registered नहीं हैं, तो आगे registration का option मिलेगा
Step 3: Registration Form भरें
अब आपके सामने पूरा फॉर्म खुलेगा, जिसमें आपको ये जानकारी भरनी होगी:
- नाम (Aadhaar के अनुसार)
- मोबाइल नंबर
- बैंक खाता और IFSC कोड
- पूरा पता
- भूमि (Land) की जानकारी
यह सभी जानकारी सही भरना बहुत जरूरी है, क्योंकि verification इसी के आधार पर होता है
Step 4: e-KYC (Mandatory Step)
- OTP के माध्यम से Aadhaar verification करें
- e-KYC पूरा करना जरूरी है, नहीं तो पैसा नहीं मिलेगा
👉 आप e-KYC दो तरीके से कर सकते हैं:
- OTP (घर बैठे)
- CSC center (Biometric)
Step 5: Form Submit करें
- सभी जानकारी verify करने के बाद “Submit” करें
- आपका आवेदन State Government के पास verification के लिए जाएगा
Step 6: Verification Process
- आपके land records और details की जांच की जाएगी
- State/UT authorities आपको approve करेंगे
👉 Approval के बाद ही आप beneficiary बनते हैं और ₹2000 की किस्त मिलनी शुरू होती है
Offline Application Process
अगर आप ऑनलाइन apply नहीं कर सकते, तो यह तरीका अपनाएं:
- नजदीकी CSC (Common Service Center) जाएं
- Aadhaar, बैंक और भूमि दस्तावेज दें
- ऑपरेटर आपका registration कर देगा
- Biometric verification किया जाएगा
👉 यह तरीका उन लोगों के लिए बेहतर है जिन्हें online process में परेशानी होती है
How to apply for PM Kisan Yojana by mobile phone
- PM-KISAN मोबाइल ऐप डाउनलोड करें
- “New Farmer Registration” पर क्लिक करें
- वही steps follow करें (Aadhaar + details + submit)
Imporatant Points during application process
- Aadhaar और बैंक account link होना चाहिए
- नाम mismatch नहीं होना चाहिए
- IFSC और account number सही भरें
- Land details सही और verified होनी चाहिए
👉 छोटी गलती भी आपकी किस्त रोक सकती है
PM Kisan Beneficiary Status
- Portal पर “Know Your Status” या “Beneficiary Status” में जाएं
- Aadhaar / Mobile / Registration Number डालकर status देखें
Official Sources (विश्वसनीय जानकारी)
- PM-KISAN Portal: Visit Official Website
- National Service Portal: Check Government Scheme Details
- NIC (Gov Tech Authority): PM-KISAN Project Info
Applying for the PM-KISAN scheme is very simple, but small mistakes (such as Aadhaar mismatch, e-KYC pending) can delay your installment. So, follow all the steps above carefully.
If the registration and verification is done correctly, you will start receiving assistance of ₹6000 every year directly into your bank account.
Important Documents Required
- आधार कार्ड
- भूमि के दस्तावेज (Land Records)
- बैंक खाता विवरण
- मोबाइल नंबर
PM-KISAN Yojana’s Withdrawal & Exit Rules
There is no separate “exit” process in the PM-KISAN scheme, but if a farmer does not meet the eligibility criteria, he or she is automatically excluded from the scheme. For example, if a farmer sells his or her agricultural land, becomes an Income Tax payer, or his or her information is found to be incorrect during verification, his or her name is removed from the beneficiary list and further installments are stopped. This process is monitored by the Ministry of Agriculture & Farmers Welfare.
Furthermore, if a farmer provides incorrect information when applying, not only can their benefits be stopped, but the amount already received can also be recovered. The farmer can also opt out of receiving benefits, for example, if they no longer wish to remain eligible in the future or for other reasons. Therefore, it is crucial that all information is correct and updated at the time of application to avoid any problems or disqualification from the scheme.
PM-KISAN Yojana में भुगतान न मिलने पर क्या करें?
If the installment of PM-KISAN Yojana is not coming into your account, then first of all you should check the linking of your Aadhaar and bank account, because this scheme is completely based on Direct Benefit Transfer (DBT). Many times the payment gets stuck due to mismatch of name or number in Aadhaar and bank details. Apart from this, you must go to the official portal pmkisan.gov.in and check your status in “Beneficiary Status” or “Know Your Status” to know whether your installment is pending, rejected or in processing.
If you notice any issues with your status, you can immediately correct them, such as completing your e-KYC, updating your bank details, or verifying your land records. If the issue persists, you can contact your nearest CSC (Common Service Center) or Agriculture Department office. Also, ensure your e-KYC is fully verified, as payments are no longer processed without it. Providing accurate information and timely verification can help ensure your pending installment is released.
PM-KISAN Yojana Toll Free Number
- हेल्पलाइन नंबर/Helpline No: 155261 / 1800-115-526
- आधिकारिक प्राधिकरण: Ministry of Agriculture & Farmers Welfare
Conclusion
The PM-KISAN scheme is a crucial and effective scheme for the country’s farmers, providing them with direct financial assistance to stabilize their income. This Government of India-run scheme not only helps small and marginal farmers with farming expenses but also helps them become financially self-reliant. The Direct Benefit Transfer (DBT) system ensures transparency and transfers benefits directly to farmers’ bank accounts, eliminating any delays or the involvement of middlemen.
Overall, the PM-KISAN scheme is an initiative that significantly contributes to improving farmers’ living standards, securing their income, and strengthening the agricultural sector. If farmers properly register and complete e-KYC, this scheme can prove to be a long-term financial support for them and also strengthen the rural economy.
FAQs:
When do you get ₹6000 under PM-KISAN Yojana?
₹6000 is given annually in three installments (₹2000 every 4 months).
Can tenant farmers avail the benefits of this scheme?
No, only land owning farmers are eligible.
How to check the status of PM-KISAN Yojana?
You can check it by visiting pmkisan.gov.in and entering Aadhaar/Mobile number in “Beneficiary Status”.
What happens if I enter incorrect information?
Your application may be rejected and future installments will be stopped.
Can women also avail the benefits of this scheme?
Yes, if they have land in their name, they are eligible.
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Hardik Maurya
I am a content writer with 2 years of experience in the field.
I have a specialization in breaking down complex health topics and current topics into simple language so that people can understand. I believe that everyone deserves access to reliable information they can actually use, which is why I prioritize accuracy and transparency in every article I write for this blog.