Pradhan Mantri Fasal Bima Yojana (PMFBY) Premium Calculator
🌾 Pradhan Mantri Fasal Bima Yojana Premium Calculator
Step-by-step chart tool | Know your exact farmer contribution & coverage
1
Select Season / Crop Type
2
Sum Insured (₹/ha)
3
Area (hectares)
4
Premium Result
📋 STEP 1 → Choose Crop Season or Type
✔️ As per PMFBY, farmer premium is capped at these rates. Government bears remaining actuarial premium.
💰 STEP 2 → Sum Insured (₹ per hectare)
💡 Common references:
📌 Scale of finance varies by district/crop. Enter your notified Sum Insured per hectare.
📏 STEP 3 → Insured Area (hectares)
🔹 For partial hectares, use decimal (e.g., 1.5 ha). Premium is proportional.
📊 STEP 4 → Your PMFBY Premium & Coverage
🏦 How PMFBY works : Farmer pays only the capped share (2%, 1.5% or 5% of Sum Insured).
Central & State Government pay the remaining premium (actuarial rate) to insurance companies.
The tool below shows your exact contribution & total insured value.
Central & State Government pay the remaining premium (actuarial rate) to insurance companies.
The tool below shows your exact contribution & total insured value.
*This calculator provides estimated farmer premium under PMFBY guidelines. Actual Sum Insured depends on district-level Scale of Finance.
For claims & enrollment, visit official PMFBY portal (pmfby.gov.in).
For claims & enrollment, visit official PMFBY portal (pmfby.gov.in).
